How We Invest

Our Investment Philosophy

At Implemented Portfolios we understand how difficult it is to implement asset allocation and investment decisions within the rigid compliance framework of most Australian financial advice businesses.

We provide you the choice of worlds best dynamic asset allocation solutions or alternatively, low cost strategic asset allocation services.

Secondly, we provide you with the choice of active and passive investment managers delivering low cost model portfolios within the infrastructure of the IMA.

In comparison to the industry approach of ‘It’s our way or the highway’, you can design the client journey that best suits their financial goals.

Why managed portfolios & not managed funds?

You are treated individually at every level – tax, implementation, remodeling and we can manage any preferences you wish to make. This is your service not a product! Take a look at just some benefits of IMAs over managed funds, watch our video below or contact us to talk more.

Be treated as an individual, not as a unit-holder.  Take a look at just some benefits of IMAs over managed funds, watch our video below or contact us to talk more.

Benefits of Implemented Portfolios IMAs

Individual Tax Optimisation

Control over where your money is invested delivers control over the:

  • income you receive;
  • taxation components of the income you receive;
  • capital gains you receive.

Transparency & Liquidity

Clarity around investments and regular communications regarding portfolio management decisions promotes understanding of market movements and results in peace of mind.

Our use of ETFs means there is no fund to close or suspend. If you need to close your account with us you can move your holdings elsewhere and retain beneficial ownership. If you need to liquidate investments it is a simple case of accessing prevailing market prices to close out open positions.

Portfolio Flexibility

The flexibility to accommodate your individual investment requests within the professionally managed investment program ensures your portfolio remains relevant to your individual investment objectives.

Responsive & Accessible

A managed account eliminates the administrative burden typically associated with making proactive investment decisions, and you have access to view your portfolio online at all times.

Professional Money Management

Your portfolio is actively managed by a team of experienced and independent investment professionals who determine the appropriate asset allocation for each of the investment programs.

You are treated individually at every level – tax, implementation, remodeling and we can manage any preferences you wish to make. This is your service not a product!

Adviser Investment
Options

Investor Investment
Options

Portfolio #1
Portfolio Objective

Seeks a consistent income distribution along with relative stability of the capital invested. The portfolio will place an emphasis on cash and income securities, with a relatively minor exposure to property and shares providing additional income and some potential for modest capital growth.

Risk level: 1
Minimum time: 2 to 4 years
Potential one year negative return

1 in 10 years: -5%
1 in 40 years: -13%

Expect negative return every
10.3 years
Portfolio Structure
 ip-program-1-structure
Portfolio #2
Portfolio Objective

Intended to provide a consistent income distribution with growth opportunities being of secondary consequence. The portfolio will generally place an emphasis on income securities, with a lesser exposure to property and shares providing income and some potential for capital appreciation.

Risk level: 2
Minimum time: 3 to 4 years
Potential one year negative return

1 in 10 years: -10%
1 in 40 years: -20%

Expect negative return every
6 years
Portfolio Structure
 
Portfolio #3
Portfolio Objective

Provides a balanced exposure between income and capital growth. The portfolio will include cash and income producing securities, along with a slightly higher neutral position of property and shares, both Australian and international.

Risk level: 3
Minimum time: 4 to 5 years
Potential one year negative return

1 in 10 years: -15%
1 in 40 years: -30%

Expect negative return every
4.2 years
Portfolio Structure
 
Portfolio #4*
Portfolio Objective

Provides a mix of income and growth opportunities. The portfolio will generally seek to produce income with associated tax advantages where appropriate, along with an exposure to property and shares which is intended to provide additional income and medium term capital appreciation.

Risk level: 4
Minimum time: 5 to 7 years
Potential one year negative return

1 in 10 years: -20%
1 in 40 years: -40%

Expect negative return every
3.8 years
Portfolio Structure
 
Portfolio #5*
Portfolio Objective

Seeks to maximise long term capital growth in your portfolio, with income distributions being of secondary consequence. The portfolio will generally seek to be invested in those asset classes which provide long term growth. The majority of the portfolio will be in Australian and international equities, and may include equities in small companies.

Risk level: 5
Minimum time: 3 to 7 years
Potential one year negative return

1 in 10 years: -30%
1 in 40 years: -55%

Expect negative return every
3.2 years
Portfolio Structure
 

*Implemented Portfolios offers versions of both the No 4 and No 5 Portfolios that utilise Warrants for the implementation of Australian and International Equities asset classes. The Instalment Warrants that are used are based on Exchange Traded Funds (ETFs) and provide a geared exposure of around 50%.

Interested in taking your investments to a new level?

You can always call us on (02) 9241 5955 if you have any questions

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