Terms and Conditions of Use of Implemented Portfolios Pty Ltd’s Web-based Promotional and Communications Sites
Implemented Portfolios Pty Ltd is the owner of Implemented Portfolios Pty Ltd’s website and LinkedIn, Twitter, Instagram, YouTube and Facebook account (the "Sites") and makes the information on the Sites available as a service to visitors. Your access to the Sites is subject to the terms and conditions set out below (referred to as "the Terms and Conditions"). By accessing the Sites directly or through any links, you agree to be bound by these Terms and Conditions. The information on the Sites has been prepared by Implemented Portfolios Pty Ltd ABN 36 141 881 147 AFSL 345143. Implemented Portfolios Pty Ltd may, at its sole discretion, amend or modify these Terms and Conditions without notice. Any subsequent access to, or use of the Sites by you, will constitute an acceptance of those amendments.

Limitation of Liability and Indemnity
The information published on the Sites is believed to be accurate at the time of compilation and is provided by Implemented Portfolios Pty Ltd in good faith. However, the use of the Sites is at your sole risk. Implemented Portfolios Pty Ltd nor any of the directors and officers, makes any representation or warranty as to the quality, accuracy, reliability, timeliness or completeness of material on the Sites or material in websites linked to the Sites, or in respect of the cybersecurity of the Sites.

Implemented Portfolios Pty Ltd's IMA service is primarily offered to investors through retail advice offered by external financial advisers, and as such the information and materials published on the Sites are intended for consumption by financial advisers and financial advice professionals only. Unless explicitly stated otherwise, any information and materials published should not be considered appropriate for retail investors.

Except in so far as liability under any statute cannot be excluded, Implemented Portfolios Pty Ltd and its directors, employees, representatives and consultants do not accept any liability (whether arising in contract, tort, negligence or otherwise) for any error or omission in the material or for any loss or damage (whether direct, indirect, consequential or otherwise) suffered by you, as the user or recipient of the information, or any other person, acting in reliance on the information on the Sites or for providing any personal information to Implemented Portfolios Pty Ltd via the Sites. You release, discharge and indemnify Implemented Portfolios Pty Ltd and its directors, officers, employees and consultants from and against any and all claims, losses, damages or liabilities suffered or incurred by you as a result of your use of the Sites including but not limited to any investment decision by you or any person made in reliance of any information sourced from the Sites.

General Information Only - Not Financial Advice
The information on the Sites is general in nature and has been prepared without taking account of your objectives, financial situation or needs. Because of this, and before acting on any information on the Sites, you should consider the appropriateness of the information, having regard to your objectives, financial situation and needs. You should also read Implemented Portfolios Pty Ltd’s Financial Services Guide and the relevant disclosure documents, and seek independent professional advice before making any decision to acquire, hold or dispose a financial product. Please contact your financial adviser to request these documents or further information.

Investment Risk
The products offered are subject to investment risk, including possible delays in repayment and loss of income and capital invested. Implemented Portfolios Pty Ltd does not guarantee the repayment of capital, the payment of income or the performance of, or any particular rate of return from, or any taxation consequences of, any investment. Past performance information is not a reliable indicator of future performance.

Privacy
We may, as a result of your access to the Sites, hold and process personal information obtained about you. Implemented Portfolios Pty Ltd is committed to maintaining the privacy of any personal data it holds about you and does so in accordance with the Australian Privacy Principles contained in the Privacy Act 1988. Please read our Privacy Policy to understand how your personal information will be treated when you use the Sites.

Tax Information
The information contained on the Sites does not constitute a taxation guide or taxation advice. We recommend you contact your financial adviser, tax adviser or the Australian Taxation Office for further details and expert advice in relation to your personal circumstances.

Prices
All figures and amounts displayed on the Sites are in Australian dollars and are subject to change at any time. Past performance information is not a reliable indicator of current or future performance.

Social Media Site Community Guidelines
To ensure the quality of any discussion on LinkedIn, Twitter, Instagram, Youtube and Facebook, the following set of community guidelines have been developed that by becoming a member of Implemented Portfolios Pty Ltd’s social media community, you agree to follow. Comments must not be illegal, obscene, defamatory, racist, threatening, abusive or infringe a person's intellectual property rights. We reserve the right to delete any comments posted if we think it breaks these guidelines and may report you to the relevant administrator if we deem appropriate. You grant us an unlimited license to republish your comments in other Implemented Portfolios Pty Ltd Sites or communications at our discretion.

Australian Residents Only
The Sites are intended for use by residents of Australia.

Copyright/Trademark/License
All text and graphic/images contained on the Sites are subject to copyright and/or trademark protection. Implemented Portfolios Pty Ltd owns or is licensed to use the rights to all brand names, product names, trademarks and service marks except as otherwise noted. No information contained on the Sites may be reproduced, transmitted, displayed, distributed, published or otherwise used for commercial purposes without the prior written consent of Implemented Portfolios Pty Ltd. You may, however, print or electronically store copies of the information for your own personal use. Other trademarks appearing on the Sites are the exclusive property of their respective owners.

Links/Virus Warnings
Hypertext links to other internet websites or materials prepared by third-parties ('links') are included as a convenience for our visitors. Implemented Portfolios Pty Ltd assumes no liability for the content of any linked websites and materials prepared by third-parties, including, without limitation, the accuracy, subject matter, quality or timeliness of the content of such linked websites or materials. The fact that such links have been provided does not constitute an endorsement, authorization, sponsorship by or affiliation with Implemented Portfolios Pty Ltd with respect to any linked website or material or their sponsor or author. There are risks in using any information, software or product accessed on the internet and we urge you to make sure you understand these risks before doing so. Implemented Portfolios Pty Ltd is not liable for any harm caused by the transmission, through access of the Sites, of a computer virus, or other computer code or programming device that might be used to access, delete, damage, disable, disrupt or otherwise impede the operation of the Sites or of any user's software, hardware, data or property.

Governing Law
These Terms and Conditions are governed by and are to be construed in accordance with the laws of New South Wales, Australia. You agree to the non-exclusive jurisdiction of the courts of New South Wales, Australia, and any courts which may hear appeals from those courts in respect of any proceedings in connection with these Terms and Conditions.

Target Market Determinations

To view our TMDs, click here - implementedportfolios.com.au/TMD